BTLA BROKER / FOR BUSINESSES
Insurance guarantees for businesses.
The contract, deadlines and the right document.
Do you need bid security, performance security or defects liability security? We start with the beneficiary's requirements and your company's situation to assess whether an appropriate guarantee can be obtained.
For businesses submitting tenders and performing contracts that require security.
01 / YOUR SITUATION
The conversation starts with your business.
We will establish your needs based on your operations, contracts and planned changes. We help compare proposals on the same assumptions.
- Contractors submitting tender bids.
- Businesses signing contracts requiring security.
- Businesses moving from performance to the defects liability period.
02 / SCOPE OF OUR WORK
What do we establish before choosing an offer?
Availability and scope depend on assessment of the situation and the specific quotation terms. We also discuss limits, exclusions and the company’s obligations together.
What do we check in these areas?
Contract requirements
We review the security type, amount, validity period and required wording. We check whom the document protects and how the beneficiary sets the conditions for a demand for payment.
Assessing the options
We organise financial data and information on current contracts. The insurer assesses the company's ability to perform its obligation and the terms for making a limit available; collateral may be required.
Content and continuity
We compare the offer terms with the contract documentation. We monitor deadlines and the transition between types of bond. A change to a contract may require an amendment to the document, rather than simply informing the other party.
03 / HOW WE WORK
You know what to prepare and what decisions to make.
Prepare the tender documentation or contract, required guarantee template, amount and submission deadline. Assessment may require financial statements and information about contracts and existing security.
See how we work together ↗What do we check in these areas?
We identify your needs
We organise the documents and scenarios that matter to your business.
We compare terms
We explain quotation differences, available options and remaining limitations.
We discuss the decision
We agree the next steps, dates and information that needs updating.
04 / BEFORE WE TALK
Worth knowing.
Is a guarantee liability insurance?
No. A bond secures a specified obligation to the beneficiary. It does not replace the business's liability insurance; payment under a bond may oblige the applicant to reimburse the amount under its agreement with the guarantor.
Will I receive a guarantee without financial assessment?
We do not assume so. The required documents and decision depend on the insurer, obligation type, amount and company situation. An enquiry alone does not confirm that a limit has been granted.
What affects the cost?
Factors include the amount, period, guarantee type, company assessment and security. Comparison requires the contract’s specific requirements; we do not quote one rate for everyone.
SPECIFICS / BEFORE A DECISION
Before you request a quote.
What affects the cost?
- Type, amount and term of the bond
- The contract wording and the beneficiary's requirements
- The financial position and available limit
These are starting points for a conversation. A meaningful price comparison requires a defined scope and terms of cover.
What will help our first conversation?
- Required guarantee wording
- Amount and validity period
- Basic contract information
Don't have everything? Start with a brief description. We will establish what can be added later.
Will every guarantee wording be accepted?
The document's wording must be checked by the guarantor. It is therefore worth providing the beneficiary's requirements and the dates before making binding commitments.
BTLA BROKER / CONTACT
Let’s discuss your situation.
Describe your business, topic and planned timing. We will establish which documents are needed for further analysis.
Call us 32 307 70 37Send an email [email protected]Write to BTLA Broker
Subject: Insurance guarantees
Insurance guarantees: start with your needs. You can add the details when we talk.
Service hours: Mon–Fri, 8:00–17:00
What next? After you submit the enquiry, our team will contact you about it and establish what information is needed for a review.
A topic is enough to start. The BTLA team will agree with you what information and documents are needed.
Service hours: Mon–Fri, 8:00–17:00.
Conversations in Polish or English.
The data controller is BTLA BROKER LEADER sp. z o.o., al. Wojciecha Korfantego 138A lok. 114, 40-156 Katowice. We will use the data provided to handle your enquiry and contact you about it. Details of data processing and your rights are available in the privacy policy. Privacy policy (new tab).
KNOWLEDGE BEFORE A DECISION
Check before we talk.
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