BTLA Broker / Liability and professions
Professional indemnity for IT businesses.
Check liability cover for your IT contract.
Implementation, system maintenance and technology consulting involve different obligations to a client. We help describe IT services and analyse liability cover for errors in their delivery.
For developers, IT companies and technology service providers.
01 / Needs analysis
What will we establish before comparing quotes?
Availability, premium, limits, excesses and exclusions depend on risk assessment and the specific contract terms. Sending an enquiry does not activate cover.
What do we check in these areas?
Services and liability
We ask about software development, integration, hosting and administration. The scope of work, project acceptance and contractual liability all matter.
Customers and markets
We review clients’ insurance requirements, including overseas contracts. Stating a sum insured in a client contract does not establish that the insurer’s quotation meets every requirement.
Connection with cyber cover
We distinguish claims for IT services from your own costs of a cyber incident. We check for gaps between these areas.
02 / Preparing for the discussion
You do not need to have all the documents straight away.
Provide basic information in the questionnaire. If you are unsure about something, describe it briefly or choose a conversation. Once we understand your needs, we will establish what data is required for further analysis.
What should you prepare?
A description of services, a revenue breakdown, examples of clients' requirements and current policies. No source code, passwords or access credentials.
We will agree documents and details individually. The form starts contact; do not use it to send sensitive data or third-party documents.
03 / An important distinction
Before you choose cover.
Does IT liability insurance cover contractual penalties and every delay?+
This cannot be assumed. Contractually assumed liability, performance guarantees and penalties require separate examination. Not every project-related loss is insurable.
What determines the price?+
It depends on the subject matter and scale of the risk, the cover, limits, claims history and the terms offered by the insurer. First, we need information about your situation. We do not provide a misleading quote based on the product name alone.
BTLA / IN PRACTICE
From your business situation to a decision.
SPECIFICS / BEFORE A DECISION
Before you request a quote.
What affects the cost?
- Services and turnover
- Client countries and contractual requirements
- Limit and claims history
These are starting points for a conversation. A meaningful price comparison requires a defined scope and terms of cover.
What will help our first conversation?
- Description of services and the company’s technological role
- Required limit and contract clauses
- Current policy, if you have one
Don't have everything? Start with a brief description. We will establish what can be added later.
Are IT professional indemnity and cyber insurance interchangeable?
You should not assume this. An error in a client service and an incident in your own systems are different scenarios. We will check which solutions address each.
What happens after you report a claim?
We will contact you about your needs, clarify the information and agree the scope of further analysis. An enquiry alone does not put cover in place.
04 / Let's talk
Let’s get into the details.
Liability insurance for IT businesses — describe your business’s needs or request a conversation. We will get back to you with information about the next steps.
Call us 32 307 70 37↗Send an email [email protected]↗Enquiry to BTLA Broker
Professional indemnity for IT businesses: start with what you need. You can provide further details during our conversation.
Service hours: Mon–Fri, 8:00–17:00
What next? After you submit the enquiry, our team will contact you about it and establish what information is needed for a review.
A topic is enough to start. The BTLA team will agree with you what information and documents are needed.
Service hours: Mon–Fri, 8:00–17:00.
Conversations in Polish or English.
The data controller is BTLA BROKER LEADER sp. z o.o., al. Wojciecha Korfantego 138A lok. 114, 40-156 Katowice. We will use the data provided to handle your enquiry and contact you about it. Details of data processing and your rights are available in the privacy policy. Privacy policy (new tab).