BTLA Broker / Liability and professions
Professional indemnity.
Align cover with your services and contracts.
An error in advice, design or a specialist service may lead to a client claim. We start with a detailed description of professional activities and check how well the proposed policy reflects them.
For professionals and businesses providing services that require specialist knowledge.
01 / Needs analysis
What will we establish before comparing quotes?
Availability, premium, limits, excesses and exclusions depend on risk assessment and the specific contract terms. Sending an enquiry does not activate cover.
What do we check in these areas?
Scope of activities
A professional title is not enough. We ask about the services, qualifications, subcontractors and contracts under which you work for clients.
Compulsory and additional cover
We distinguish any compulsory insurance from voluntary cover. The review includes the sum insured, scope and situations that may fall outside the basic policy.
Timing and notification of claims
We check the rules for work carried out earlier, the retroactive date and the time of notification. This matters when changing insurers or closing a business.
02 / Preparing for the discussion
You do not need to have all the documents straight away.
Provide basic information in the questionnaire. If you are unsure about something, describe it briefly or choose a conversation. Once we understand your needs, we will establish what data is required for further analysis.
What should you prepare?
Service description, sample contract, revenue by activity, current policy and details of known claims.
We will agree documents and details individually. The form starts contact; do not use it to send sensitive data or third-party documents.
03 / An important distinction
Before you choose cover.
Is ordinary business liability cover enough?+
Not always. A professional negligence claim and a loss arising from day-to-day office operations may be subject to different terms. Both situations must be checked in the policy documents.
What determines the price?+
It depends on the subject matter and scale of the risk, the cover, limits, claims history and the terms offered by the insurer. First, we need information about your situation. We do not provide a misleading quote based on the product name alone.
BTLA / IN PRACTICE
From your business situation to a decision.
SPECIFICS / BEFORE A DECISION
Before you request a quote.
What affects the cost?
- Type of services and scale of operations
- Contractual requirements and territory
- Limits and claims history
These are starting points for a conversation. A meaningful price comparison requires a defined scope and terms of cover.
What will help our first conversation?
- Description of the specific services
- Clients' contractual requirements
- Current policy and continuity dates
Don't have everything? Start with a brief description. We will establish what can be added later.
Does every profession need identical liability cover?
Your needs depend on the work, contracts and any professional requirements. We will start with what you do, so the choice is not based solely on the policy name.
What happens after you report a claim?
We will contact you about your needs, clarify the information and agree the scope of further analysis. An enquiry alone does not put cover in place.
04 / Let's talk
Let’s get into the details.
Professional indemnity — describe your company's needs or ask for a conversation. We will get back to you with details of the next steps.
Call us 32 307 70 37↗Send an email [email protected]↗Enquiry to BTLA Broker
Professional indemnity: start with your needs. You can add the details during our conversation.
Service hours: Mon–Fri, 8:00–17:00
What next? After you submit the enquiry, our team will contact you about it and establish what information is needed for a review.
A topic is enough to start. The BTLA team will agree with you what information and documents are needed.
Service hours: Mon–Fri, 8:00–17:00.
Conversations in Polish or English.
The data controller is BTLA BROKER LEADER sp. z o.o., al. Wojciecha Korfantego 138A lok. 114, 40-156 Katowice. We will use the data provided to handle your enquiry and contact you about it. Details of data processing and your rights are available in the privacy policy. Privacy policy (new tab).
TAKE A WIDER VIEW