BTLA Broker / Employees and travel
Group life insurance.
Compare the benefits that matter to your team.
An employee programme should be understandable both when enrolling and when claiming benefits. We help compare group life insurance options against team needs and administration rules.
For employers considering group life cover for their employees.
01 / Needs analysis
What will we establish before comparing quotes?
Availability, premium, limits, excesses and exclusions depend on risk assessment and the specific contract terms. Sending an enquiry does not activate cover.
What do we check in these areas?
Group members
We start with the number of employees and the general staffing structure. At the initial stage, we do not need names, PESEL numbers or health information.
Benefits and terms
We compare covered events, sums insured, waiting periods and exclusions. A benefits list alone does not reveal all the differences between proposals.
Enrolment and administration
We discuss premium funding, notification deadlines, employment changes and employee communications. We also establish rules for family members if they are to join the programme.
02 / Preparing for the discussion
You do not need to have all the documents straight away.
Provide basic information in the questionnaire. If you are unsure about something, describe it briefly or choose a conversation. Once we understand your needs, we will establish what data is required for further analysis.
What should you prepare?
The size of the group, funding arrangements, employees' anonymous expectations and the documents for the current programme.
We will agree documents and details individually. The form starts contact; do not use it to send sensitive data or third-party documents.
03 / An important distinction
Before you choose cover.
Do all employees have to choose the same option?+
This depends on the proposal’s structure and joining rules. We check available options and group conditions rather than promise unrestricted choice.
What determines the price?+
It depends on the subject matter and scale of the risk, the cover, limits, claims history and the terms offered by the insurer. First, we need information about your situation. We do not provide a misleading quote based on the product name alone.
SPECIFICS / BEFORE A DECISION
Before you request a quote.
What affects the cost?
- Group size and composition
- Benefit option and sums insured
- Joining and funding arrangements
These are starting points for a conversation. A meaningful price comparison requires a defined scope and terms of cover.
What will help our first conversation?
- Summary information about the group
- Expected benefits
- Existing programme, if any
Don't have everything? Start with a brief description. We will establish what can be added later.
Is health information needed in the first questionnaire?
No. At this stage, provide aggregate information about your business needs. Any further requirements will be explained separately through an appropriate channel.
What happens after you report a claim?
We will contact you about your needs, clarify the information and agree the scope of further analysis. An enquiry alone does not put cover in place.
04 / Let's talk
Let’s get into the details.
Group life insurance — describe your business's needs or ask for a conversation. We will get back to you with information about the next steps.
Call us 32 307 70 37↗Send an email [email protected]↗Enquiry to BTLA Broker
Group life insurance: start with what you need. You can provide further details during our conversation.
Service hours: Mon–Fri, 8:00–17:00
What next? After you submit the enquiry, our team will contact you about it and establish what information is needed for a review.
A topic is enough to start. The BTLA team will agree with you what information and documents are needed.
Service hours: Mon–Fri, 8:00–17:00.
Conversations in Polish or English.
The data controller is BTLA BROKER LEADER sp. z o.o., al. Wojciecha Korfantego 138A lok. 114, 40-156 Katowice. We will use the data provided to handle your enquiry and contact you about it. Details of data processing and your rights are available in the privacy policy. Privacy policy (new tab).
KNOWLEDGE BEFORE A DECISION