BTLA Broker / Employees and travel
Personal accident cover for employees and groups.
Discuss risks associated with your team’s work.
The consequences of an accident should be considered in relation to the group's work and activities. We help establish the basis for personal accident cover (NNW) and compare benefit payment rules.
For employers reviewing personal accident cover for their teams.
01 / Needs analysis
What will we establish before comparing quotes?
Availability, premium, limits, excesses and exclusions depend on risk assessment and the specific contract terms. Sending an enquiry does not activate cover.
What do we check in these areas?
People and activities
We ask about group size, work type and planned activities. Activities outside the office or involving increased risk must be described explicitly.
Period of cover
We check whether cover is needed for selected activities, work or private time as well. We establish the territory and period to match your needs.
Benefits and definitions
We compare sums insured, injury benefit schedules, additional expenses and exclusions. The benefit depends on the rules of the particular contract and the consequences of the event.
02 / Preparing for the discussion
You do not need to have all the documents straight away.
Provide basic information in the questionnaire. If you are unsure about something, describe it briefly or choose a conversation. Once we understand your needs, we will establish what data is required for further analysis.
What should you prepare?
Number of people, general type of work or activity, period and territory. We will establish individual details only at the appropriate stage.
We will agree documents and details individually. The form starts contact; do not use it to send sensitive data or third-party documents.
03 / An important distinction
Before you choose cover.
Does personal accident cover replace employers' liability?+
No. Personal accident insurance provides benefits for specified consequences of an accident, while liability insurance concerns liability for damage or injury. These areas should be analysed separately.
What determines the price?+
It depends on the subject matter and scale of the risk, the cover, limits, claims history and the terms offered by the insurer. First, we need information about your situation. We do not provide a misleading quote based on the product name alone.
SPECIFICS / BEFORE A DECISION
Before you request a quote.
What affects the cost?
- Nature of the work performed
- Number of people and period
- Sums insured and benefit option
These are starting points for a conversation. A meaningful price comparison requires a defined scope and terms of cover.
What will help our first conversation?
- Description of roles and duties
- Team size
- Expected scope of cover
Don't have everything? Start with a brief description. We will establish what can be added later.
Does personal accident cover extend outside work?
This depends on the chosen option and terms. During our conversation, we establish whether you are considering cover at work only or a wider period of cover.
What happens after you report a claim?
We will contact you about your needs, clarify the information and agree the scope of further analysis. An enquiry alone does not put cover in place.
04 / Let's talk
Let’s get into the details.
Employee and group personal accident insurance — describe your business’s needs or request a conversation. We will get back to you with information about the next steps.
Call us 32 307 70 37↗Send an email [email protected]↗Enquiry to BTLA Broker
Personal accident insurance for employees and groups: start with what you need. You can provide further details during our conversation.
Service hours: Mon–Fri, 8:00–17:00
What next? After you submit the enquiry, our team will contact you about it and establish what information is needed for a review.
A topic is enough to start. The BTLA team will agree with you what information and documents are needed.
Service hours: Mon–Fri, 8:00–17:00.
Conversations in Polish or English.
The data controller is BTLA BROKER LEADER sp. z o.o., al. Wojciecha Korfantego 138A lok. 114, 40-156 Katowice. We will use the data provided to handle your enquiry and contact you about it. Details of data processing and your rights are available in the privacy policy. Privacy policy (new tab).
KNOWLEDGE BEFORE A DECISION