BTLA Broker / Transport and vehicles
GAP insurance.
Check the option suitable for your vehicle.
After theft or a total loss, the vehicle settlement value may differ from its purchase price or the outstanding finance. We help compare GAP options and the rules for calculating the benefit.
For businesses financing vehicles or wishing to discuss the risk of a loss in their value.
01 / Needs analysis
What will we establish before comparing quotes?
Availability, premium, limits, excesses and exclusions depend on risk assessment and the specific contract terms. Sending an enquiry does not activate cover.
What do we check in these areas?
GAP option
We establish whether the reference point is the invoice, financing or another value specified in the product. The name GAP does not mean that all insurers settle claims in the same way.
Vehicle and dates
The vehicle's age, purchase date, value and use may affect the availability of cover. We check these before comparing proposals.
Limits and links to comprehensive motor insurance (AC)
We review the benefit limit and conditions for total loss or theft. How the underlying vehicle policy settles a claim also matters.
02 / Preparing for the discussion
You do not need to have all the documents straight away.
Provide basic information in the questionnaire. If you are unsure about something, describe it briefly or choose a conversation. Once we understand your needs, we will establish what data is required for further analysis.
What should you prepare?
Purchase date, vehicle value and type, financing period and current motor liability/comprehensive cover (OC/AC). General details are enough to start.
We will agree documents and details individually. The form starts contact; do not use it to send sensitive data or third-party documents.
03 / An important distinction
Before you choose cover.
Does GAP replace comprehensive motor insurance (AC)?+
No. GAP provides a specified settlement of a difference in value following an event defined in the contract. You need to check how it relates to comprehensive motor insurance or another claim payment before buying.
What determines the price?+
It depends on the subject matter and scale of the risk, the cover, limits, claims history and the terms offered by the insurer. First, we need information about your situation. We do not provide a misleading quote based on the product name alone.
BTLA / IN PRACTICE
From your business situation to a decision.
SPECIFICS / BEFORE A DECISION
Before you request a quote.
What affects the cost?
- Vehicle value and age
- GAP option and contract period
- Limits and terms of the underlying policy
These are starting points for a conversation. A meaningful price comparison requires a defined scope and terms of cover.
What will help our first conversation?
- Vehicle details and value
- Purchase or finance terms
- Motor own damage policy and contract dates
Don't have everything? Start with a brief description. We will establish what can be added later.
Do all GAP options work the same way?
No. They may refer to different values and methods of determining the benefit. We compare definitions, limits and vehicle eligibility conditions.
What happens after you report a claim?
We will contact you about your needs, clarify the information and agree the scope of further analysis. An enquiry alone does not put cover in place.
04 / Let's talk
Let’s get into the details.
GAP insurance — describe your business’s needs or request a conversation. We will get back to you with information about the next steps.
Call us 32 307 70 37↗Send an email [email protected]↗Enquiry to BTLA Broker
GAP insurance: start with your needs. You can add the details during our conversation.
Service hours: Mon–Fri, 8:00–17:00
What next? After you submit the enquiry, our team will contact you about it and establish what information is needed for a review.
A topic is enough to start. The BTLA team will agree with you what information and documents are needed.
Service hours: Mon–Fri, 8:00–17:00.
Conversations in Polish or English.
The data controller is BTLA BROKER LEADER sp. z o.o., al. Wojciecha Korfantego 138A lok. 114, 40-156 Katowice. We will use the data provided to handle your enquiry and contact you about it. Details of data processing and your rights are available in the privacy policy. Privacy policy (new tab).