BTLA Broker / Property, machinery and investment projects
Contractors' plant and machinery — CPM.
Include equipment used on the construction site.
Excavators, cranes and loaders change locations and operating conditions. We help organise cover for construction equipment during work, downtime and moves between contracts.
For contractors, owners and users of construction equipment.
BEAVER AND SUPERPARROT / BUSINESS IN PRACTICE
The machine stopped. Repayments didn’t.
Beaver found the machine in his policy and breathed a sigh of relief. SuperParrot checked what it was actually insured against.
Simply saying “I have insurance” is sometimes not enough. Let’s compare the causes of damage covered by the contract, exclusions and interruption consequences — machinery cover does not automatically protect lost profits.
@btla_official · video in PolishThe machine stopped. Repayments didn’t.
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01 / Needs analysis
What will we establish before comparing quotes?
Availability, premium, limits, excesses and exclusions depend on risk assessment and the specific contract terms. Sending an enquiry does not activate cover.
What do we check in these areas?
Machinery and use
We gather information about the type of equipment, operators and work sites. We describe rented, borrowed and leased equipment separately.
Transport and parking
We check when the machine is on site, at base or in transit. Theft prevention requirements should be achievable in practice.
Relationship to the construction project
Cover for the machine itself must be compared with CAR/EAR contract works and business liability policies. We do not assume all a contractor’s equipment is already covered under the investor’s contract.
02 / Preparing for the discussion
You do not need to have all the documents straight away.
Provide basic information in the questionnaire. If you are unsure about something, describe it briefly or choose a conversation. Once we understand your needs, we will establish what data is required for further analysis.
What should you prepare?
A list of machines and their values, work sites, transport arrangements, security measures and the finance provider's requirements.
We will agree documents and details individually. The form starts contact; do not use it to send sensitive data or third-party documents.
03 / An important distinction
Before you choose cover.
Is CPM the same as machinery liability insurance?
No. Cover for your own equipment and liability for damage to others serve different purposes. You must also establish the obligations arising from how the particular vehicle is driven and used.
What determines the price?
It depends on the subject matter and scale of the risk, the cover, limits, claims history and the terms offered by the insurer. First, we need information about your situation. We do not provide a misleading quote based on the product name alone.
SPECIFICS / BEFORE A DECISION
Before you request a quote.
What affects the cost?
- Type, value and age of machinery
- Locations of use and security measures
- Cover, transport and claims history
These are starting points for a conversation. A meaningful price comparison requires a defined scope and terms of cover.
What will help our first conversation?
- List of machines and their values
- Workplaces and storage locations
- Lease or rental requirements
Don't have everything? Start with a brief description. We will establish what can be added later.
Does rented equipment also need to be included?
Yes. It is worth checking obligations in the rental agreement and who must arrange cover. Ownership and equipment use help determine the solution.
04 / Let's talk
Let’s get into the details.
Construction plant and machinery — CPM — describe your business’s needs or request a conversation. We will get back to you with information about the next steps.
Call us 32 307 70 37Send an email [email protected]Enquiry to BTLA Broker
Contractors' plant and machinery — CPM: start with your needs. You can add the details during our conversation.
Service hours: Mon–Fri, 8:00–17:00
What next? After you submit the enquiry, our team will contact you about it and establish what information is needed for a review.
A topic is enough to start. The BTLA team will agree with you what information and documents are needed.
Service hours: Mon–Fri, 8:00–17:00.
Conversations in Polish or English.
The data controller is BTLA BROKER LEADER sp. z o.o., al. Wojciecha Korfantego 138A lok. 114, 40-156 Katowice. We will use the data provided to handle your enquiry and contact you about it. Details of data processing and your rights are available in the privacy policy. Privacy policy (new tab).
TAKE A WIDER VIEW
Related areas of cover
← Property, machinery and investment projects — other solutions
KNOWLEDGE BEFORE A DECISION