CLIENT STORY / Craft brewing

Craft brewery: cover for downtime too

Lightning damaged a machine and halted production. A payment that also covered the interruption helped the brewery get through this period. A BTLA client case study.

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The situation

A lightning strike damaged a machine at a craft brewery. Production stopped. The business faced both the damaged machine and the financial impact of the interruption.

What we did

In this case, the BTLA client had cover that also included business interruption. The payment was therefore not limited to damage to the machine itself. Including the consequences of interruption in the insurance programme was crucial.

Outcome

The payment, which also covered business interruption losses, helped the brewery get through the production stoppage. This case shows why discussions about a key machine should also address loss of profit and the time needed to resume operations.

Description: The BTLA Broker team. An anonymised account, with no client details disclosed. The outcome of an individual case is not a promise of the price or scope of cover in another case.

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